Unsecured Small Business Loans in Australia

Upgrade your business with an unsecured loan—a modern twist on traditional merchant cash loans. No collateral required. Save your assets for a rainy day; qualify based on sales performance and credit history. Ready to take your business to new heights? 

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*Time frame refers to business hour, subject to scenario simplicity and borrower’s availability to respond.

Is Unsecured Business Loan Suitable For Your Business?

Despite its popularity, qualifying for an unsecured business loan can be tough. Established businesses with stable cash flow and decent credit scores are preferred. If rejected, don’t be disappointed—talk to our business managers about other finance options. We may have some surprises in store for you! 

Fact Sheet

Best suited for
Pre-approved time*
3 minutes
Settlement time**
As quickly as 24 hours
Loan amount
$5,000 - $500,000
Loan term
3 months to 5 years
Interest rate
From 1.46% per month
Lending criteria
Product highlight
Line of credit available
Dedicated business manager
Yes

*Pre-Approval time applicable during office hour only and is subject to relevant document recipients and applicants availability for communication.

**Turnaround time is indicative only after signed loan contract is received. Fund transfer is subject to fund availability and settlement conditions satisfied.

Business Loans In 3 Steps

young woman signing up for a small business loan
1
3 Minutes Application

Complete our obligation-free application today, and expect a call from your Business Manager shortly

2
Fast Verification

Provide some basic documents for the most suitable finance option.

3
Same-day Funding

Same-day fund transfer upon contract settlement

Not Sure Which Loan?

Not sure which loan product and features are best for you? Use our comparison table. Otherwise, reach out to us. We’re happy to help!